How exactly does the program work?
Here's all the stuff you need to know.

Rainbow Rewards is not just a big idea, it's a humongous idea! Now your Credit Union and Rainbow Rewards have partnered in order to give you cash back!

The program has four basic components:

1. Create a large coalition of local Colorado businesses
2. Offer them the same competitive advantages enjoyed by national retailers by creating a local marketing cooperative
3. Provide cash back incentives to members for supporting participating businesses while using their credit union credit and debit cards
4. Generate a continuous stream of funding for local Public School Foundations and important local charities including Mile High United Way

Through Rainbow Rewards, you help support your local community and you get cash back!

Cash Back Rewards...

Cash back is the benefit to you for being part of your credit union and for supporting local businesses. You get paid. Real cash. The more you buy, the more you get. And, you can get up to 20% cash back. That cash back percentage is more than most cash back programs. It comes in a check or is deposited in your credit union savings account once your account reaches $25. What's more, you get cash back just by using your existing credit union credit and debit card(s). It's real money.

It's Free...

This benefit from your credit union doesn't cost you anything. The entire cooperative program is funded and paid for by the participating businesses as a way to encourage residents to support their local communities.

It's Easy...

You shop. You get. You give. There are no extra cards to hassle with or special PIN numbers to remember. You just use your registered credit union credit or debit card at participating businesses. Remember to use your debit card as a credit card, rewards are not applied to purchases made with a PIN number. Our technology tracks purchases made between registered consumers and businesses to accumulate your cash back. You can access your account at any time in the secure Members Login section on the Rainbow Rewards website once you have set up your user name and password by going to rainbowrewards.com and clicking on the Welcome Credit Union Members button on the homepage and then click your credit union's logo.

It's Fast...

Your credit union credit and debit cards have already been activated you simply need to setup your account with our safe, secure system. It takes just a few seconds to setup your user name and password. Check your cash account often as you may be earning cash back without knowing it!

It's Safe...

Security is a hot button with consumers these days, but rest assured our program is credible, secure and delivers on its promise. Our business depends on it. We are Verisign secure. We are private. We are a Better Business Bureau member. All data is MD5 encrypted. There is no sharing of information without your specific consent. We have done everything possible to ensure that your information is safe. Go to RainbowRewards.com to view our Security and Privacy statements.

It's Local...

The program benefits the community by supporting local businesses, local charities and local schools. Plus, it helps connect you to the community by discovering local businesses who participate in this great program.

Incentives and Benefits...

Not only do you get cash back for being involved, you also get special incentives and benefits, like special offers and promotions from participating businesses. Through your secure account, you get to take advantage of confidential and exclusive offers from businesses in your community.

So What's the Catch?...

There is no catch. In exchange for providing our marketing services to local businesses, and for helping connect credit union consumers like you with these businesses, Rainbow Rewards receives a small marketing fee from the participating businesses, so there is absolutely no cost to you.

Opt out of Rainbow Rewards...

If you would like to opt-out of this benefit that your credit union has brought to you, you simply go to RainbowRewards.com and click on your credit union. Then type your last name, last four digits of your credit union credit card and your zip code, then click verify. Once you verify simply click the opt out of the program button. OR you can call 1-866-Get-Give and opt out over the phone.